4 Rules of Thumb Regarding Passwords and Authentication

Many people believe passwords are dumb.  They store their credentials for easy login, or maybe even leave the password blank if the app allows. For IT managers, forcing users to come up with a strong, unique password is definitely not an easy task.  Resting on convenience over security, many people would prefer to use familiar names and dates or simple phrases they can remember.  Even when IT departments try to enforce best practices there is often a struggle between honoring those standards and influencing user behavior.

Relaxed password standards allow users to set passwords that may be as easy to guess as they are to remember, and very strict requirements for strong and complex passwords often results with users storing passwords in document files or on post-it notes on the monitor. Setting password standards and managing the policy implementation requires a balance between usability and security, but more often than not the balance skews toward simplicity. Yet passwords aren’t going away any time soon, even while biometrics and multi-factor authentication methods grow in prominence.

It is most likely that new technologies and standards will be combined with passwords to protect critical data. Using only a password to protect information may not be the ultimate in security, but it is important to recognize that passwords remain as a key element in any security model. For now, passwords should be as strong and unguessable as possible.  As technologies and standards rise up to meet the demands of users as well as enterprises, there are likely to be changes in how passwords are used. Here are 4 rules of thumb to consider regarding passwords and where authentication technologies are going.

1. Your face might be your password.

Biometrics won’t fully replace passwords right away, but the use of biometric data for authentication is growing rapidly. Face recognition, fingerprinting and voice identification are all being employed as authentication mechanisms and users are embracing the technology because it is easier to use than a remembered password.  Smartphones and PCs have sensors for reading fingerprints and cameras for seeing faces, and microphones for hearing your voice.  Many systems are also now able to use geodata with the biometric data (matching person to place), making it harder to compromise an identity while also being less disruptive to the user. While the technology isn’t foolproof, it represents a major step towards creating more secure systems without placing the responsibility strictly on the user.

2. Two pieces of ID are better than one.

The point of multi-factor authentication is that there are two different pieces of evidence a user must present in order to gain access. For example, a password may be the first piece of evidence presented, with a pass code sent to a mobile device as a second. Even as biometric authentication grows in prominence, industry participants recognize that no single method covers all the bases all the time. Multi-factor authentication is gaining in prominence as users become more familiar with the methods and the implementations become less intrusive. AI may also influence how these systems are applied. As user behavior and transaction parameters are “learned”, systems can identify activities that fall outside of normal routines and additionally prompt users for single-use pins or passwords sent to their mobile device.

3. Businesses should learn from past mistakes.

With news of hacking, ransomware and malware being daily fare, companies and their users are realizing that password security really is important and are stepping up their security efforts. The information is available to help prevent businesses from making the same mistakes that others have, offering worst case scenarios a’plenty to learn from.  Using default passwords and recycling passwords across work and personal accounts, using unsecured network connections, not encrypting files that contain password information and failing to patch or update systems and software are entirely preventable situations that put information at risk. Taking the reports seriously and identifying mistakes to avoid is highly useful in designing security for the business.

4. There’s a growing ecosystem for authentication.

With the number and type of systems requiring authentication – from industrial control systems to dating websites – there is a great and growing need to find highly secure methods of authentication that are actually usable for the user. Even in the world of blockchain there is a need for “identity assurance” and confirmation when documents or biometrics are captured via smartphone. Fast IDentity Online (FIDO) is a set of security specifications for strong multi-factor authentication, developed by the FIDO Alliance. The FIDO Alliance includes members such as Google, Aetna, Amazon, Microsoft, Bank of America and Samsung, and developed the spec as an initial basis for standardizing authentication across platforms and systems at the client and protocol layers.  

Technology is changing rapidly and solutions once reserved for government and large enterprise are now entering mainstream consumer use. You’ve probably already noticed that banking and other apps are employing the use of fingerprint and other biometric data with increased frequency as users demand easier access to applications and features from their smartphones and other mobile devices.

These technologies sometimes replace traditional password entry as the primary means of authentication or augment password use in some manner. Even MasterCard has announced a component in its payment card solutions that allows users of next-gen payment cards to register their fingerprint data on their credit card.

The push is to allow users to interact with their tasks without putting up barriers to access.

A combination of usability and enhanced protection, the new standards are developing to address not just system security but identity verification for various purposes. Corporate information must be secured and so must personal identity information; simply read the news to understand what can happen when digital identity information gets compromised.

Whether the data is business or personal, keeping hackers and bad actors away from it isn’t easy, so strengthening the most basic first layer of protection – the password – is the best place to start.

Make Sense?

J

4 Rules of Thumb for Better Mobile Device Security

Security threats are everywhere, lurking in alley ways and around corners and even in your favorite coffee shop. Yet mobility is in demand, and people will use their smartphones and other mobile devices because it’s convenient, even if company policy suggests against it.

This is a big deal for IT and security professionals and CIOs, which is why it took a while for IT to recognize the need to address mobile device security rather than simply deny mobile device use. With data breaches, ransomware attacks, hacks and information leaks happening on an almost daily basis, businesses must find ways to protect their valuable applications and data from loss or misuse while at the same time enabling mobile device use.

The following 4 rules of thumb are not comprehensive but are four essential rules of thumb to help guide business owners in addressing mobility management and security within their organizations.

Rule 1: Make sure there are clear mobile device use policies and support them with ongoing administration and strict enforcement.

I can’t say enough about having good security and mobile device policies and keeping them modernized, relevant, and actually enforcing them. Too many businesses say they have a “security and use” policy in place, yet it is outdated and doesn’t reflect the actual tools or processes currently in use.  Even more frequently a business will develop a policy just to say it has one, but won’t actually train workers or enforce compliance.

Rule 2: Require and enforce strong passwords, manage access in real time, and force password changes with some frequency.

It is essential that all user access to applications or data be controlled at minimum by password-protected logins to the device and corporate resources coupled with periodic forced password changes. Users often prefer to not require passwords or other authentication for device access, but corporate policy should not only require them but also enforce their use.  Also, user access should be managed in real time, meaning that any aspect relating to access should be disabled or revoked immediately upon employee termination or reassignment. Too often these forgotten chores are relegated to after-the-fact IT administration, which allows users to access resources beyond their rightful boundaries.

Rule 3:  Do something to contain the applications and data on the device.

Whether the approach is with containers, cloud hosting, server-based computing or something else, it is really important to try to “contain” the applications and data accessed from the mobile device. Risk is created when users sync data directly to the device’s storage or install applications directly on the device to access corporate data. Password and other security measures prevent unauthorized access, but allowing applications, credentials or data to be stored directly on the mobile device allows those things to interact with other things on the device.  Containers, hosting and server-based computing models keep the applications and data within secured spaces, often not even storing essential items on the device but only accessing them via the device. This allows the business to provide users with the access and functionality they need to do their jobs, but also reduces the vulnerability of applications and information assets.

Rule 4: Keep device software up to date and download fewer apps.

Updating mobile device operating system versions and release levels is important to make sure the device has the most current security patches and threat protection.   Some mobile OSes even have capabilities which can help keep personal and work apps separated.  Limiting the number of apps users can download to their devices should also be considered. Users may randomly download and install applications to their devices with little regard for the quality or security of the app, and often accept terms of use without really reading them. Consumer apps from app stores may pose risks to data and the device, so IT should check regularly for problematic apps if the device is used to access the corporate network, applications or data.

Mobile and wireless are in demand

Just about every business has people who use their phones and tablets for some business use, and every one of those mobile devices and the apps running on them could open the door for a hacker, ransomware, data theft or compromise. While there are many benefits to be gained by enabling remote and mobile devices in the business workflow, unrestricted access only creates risk.

Keeping mobile devices secure for business use takes multiple approaches, as there is no single method or solution that works for every situation. Our 4 rules provide a basic foundation for business mobility management, offering a starting point for developing a more thorough and detailed plan.

Make sense?

J

Mobility and the Cloud – Managing “Bring Your Own Device” and Securing Company Resources

There are lots of reasons why businesses are adopting cloud and Internet technologies in great number, and supporting mobile workers is one of the big ones.  In order for traveling sales people or workers in remote offices to have access to business applications and data, many organizations are turning to hosted and cloud solutions to centralize systems and make enterprise-wide access easier to deliver and manage.

What many businesses are just now realizing, however, is that allowing individuals to use their own mobile devices to access corporate data is exposing the enterprise to new (and often unknown) risk with each and every device and app that gets used.

Most businesses recognize the need to secure corporate systems while allowing users to remotely access resources from home or mobile computers.

Many CIOs and IT managers are failing to address the vulnerabilities introduced through the proliferation of tablets and smartphones in the business. Some enterprises initially embraced the concept of “bring your own device” [BYOD], as it tended to encourage users to work from home or while on the road, increasing employee productivity and keeping workers more “attached” to their jobs – all without the business having to pay for the device.

With growing numbers of reported “rogue apps” and apps that secretly collect and pass data, the potential benefits of allowing workers to use their own devices is rapidly being overshadowed by the risks involved.

Earlier this year, Apple, Facebook, Yelp and several other firms were sued for privacy-infringing apps that, among other things, pillaged users’ address books. …but what if the app uploads a sales representatives’ contact list and the developer then sells it to a competitor? That’s a new type of data leakage that most organizations aren’t ready for.

http://www.cio.com/article/716368/Free_Mobile_Apps_Put_Your_BYOD_Strategies_at_Risk  

Phones, in particular, have not traditionally been viewed by most business owners as a primary platform for information theft or damage – other than when an employee uses one to tell someone something they shouldn’t.  But in terms of intrusion, data theft, application hacking and things like that… not so much.

But that was before phones got really smart.

Phones that most folks carry around now are actually computers with a great deal of processing and storage capacity, and as such are just as capable of running bad programs and being vulnerable to attack as their more obvious portable computer counterparts.  Perhaps they are even more vulnerable because of the “connected” nature of the device, because by its very nature it is geared towards communication of information, not just processing it.

It’s not that hackers and developers of exploits (or just bad code) are necessarily focusing on stealing your business data (well, OK, a lot of them are).  Maybe someone just got lucky one day, when they first realized that the employee phone was the “camel’s nose under the tent” which would get them inside, far enough to deliver access to confidential corporate information and data someone would pay for.  People tend to be the weakest element in the security chain, and exploiting vulnerabilities under the guise of “making things easier” for the user has been a highly successful approach (would you like to sign in with your Facebook account?).

..because attacks that target employees may well end up targeting the employer as well, even if the employer wasn’t the original target.

Whether it is intentional or not, the risk is very present, and every business and enterprise has a responsibility to recognize the vulnerabilities introduced with mobile device use and to do what it can to mitigate that risk.  It is also important to recognize that the risk is not a purely personal one, either.

Since the information held by most businesses also includes the information of others – customers, vendors, partners, etc. – it is essential that the business not expose itself to unnecessary problems (litigation, fines or penalties, or simply lost opportunity) caused by accidental leakage of confidential information belonging to 3rd parties.

For some businesses, the best answer may be to only allow use of devices the business provides, along with clearly written use policies and guidelines.  This approach allows the organization to determine which applications may be installed and to dictate how the device is to be used for business needs.

There are even solutions available which can assist businesses in managing the expenses related to mobile devices in the enterprise, addressing not only security and privacy concerns but also helping to optimize expenditures on mobile devices by monitoring contracts and usage, identifying underused agreements or overage charges, or even identifying contracts still in force which should have been cancelled.

For many businesses, however, allowing users to continue accessing business resources with their personal devices may be desirable for a variety of reasons, cost being only one of them.  If this is the case (as it is most often in small and growing businesses), it is important to make certain that users understand what is and is not appropriate device use, and to inform users on the policies relating to apps which may or may not be allowed and why.

Make sense?

J

Accountants and their Clients Online: Who Owns the Data?

Accountants and Clients Working Online: who owns the data?

Mobile device support and remote access to applications and data is becoming a standard requirement for most businesses today.  The “online” working model goes a long way towards addressing problems face when they need to get team members together no matter where they are.  When the information is stored and managed centrally, it is easier to provide access to outside accountants or other professionals.  Yet, while this collaborative working model solves numerous problems, it also introduces a number of issues that neither the business owner nor their outsourced professionals may have thought about.  One of these issues is the challenge represented with dissolution of the engagement, and subsequent division of information assets related to it.  This separation can become unfriendly and problematic if the parties do not have an agreed-to plan.  Quite frequently, disagreements result from the use of subscription-based online services which are not clearly delineated as customer-controlled versus provider-controlled.  In these cases, clients may benefit from the use of a service through their provider, not understanding that the provider ultimately owns or controls access to the solution and maybe even the data associated with the account.

In general, it is safe to take the approach that whoever pays the bill for the service is the owner of the data associated with it.  This “he who pays the bill owns the data” approach is simple and it makes the most sense.  Consider that the individual paying the bill for the services is the individual who is financially obligated for what occurs with the service, so it makes sense that they would have authority over service access and usage.

It is quite common in outsourced and online accounting models for a professional firm to subscribe to services or solutions which help them support various processing needs for their clients.  Solutions such as Bill.com or Paychex provide tools to assist professionals in efficient delivery of various process-support services, such as bill payments and approvals, or payroll processing and reporting.  These tools are utilized as part of the professional service offering, and are generally not directly exposed to the client users (other than in specific contexts, perhaps).  Separating the client from these systems is usually not difficult; the professional simply stops using the solution for that ex-client.   Since the transaction information from the solution ultimately integrates into the accounting data file, the accounting firm can simply return the accounting data file to the client without losing their process support data in the online service.  On the other hand, if the client was the subscriber to the solution and the accounting professional was “invited” to participate with them, the separation would mean that the accountant no longer had access to the online data, and the client would retain use of the solution.

In contrast to a process-supporting solution, separations become far more complicated when the online solution includes fundamental tools for the client like general business application access and data storage.  Consider that a business decides to use SmartVault for its document management needs, and also wants to connect documents and files directly to transactions in their QuickBooks accounting system.  In this situation, the accounting data and the document vault are closely connected, and contain a wide variety of valuable business documents and files.  When the solutions are both run as online services, where the QuickBooks applications are hosted along with the integration for SmartVault, both the accounting professional and their business client can work more closely and in real time, creating much more value in the relationship.  If the relationship does not work out, however, separating applications and data can be a frustrating process for both parties if there isn’t a clear understanding of who gets what.  It would be easier perhaps if the question centered on an accounting data file, but in these situations the problem extends to questions of ownership of source documents, working papers, and even application software licenses.

Accounting professionals need to protect the value of the work they perform on behalf of the client, and the business owner needs to have their business information and applications.  Clearly understanding how to orient subscription based services to protect the interests of both parties is an important element in providing the highest level of professional service to clients.  In some cases it makes sense for the professional to own and control the subscription, particularly if the service is an element which supports professional services delivery.  These tools help you provide services to your clients, and the client benefits from the result of use of the solution.  If the client leaves you, then it is up to them to “tool up” their own operations to handle those processes.

In other cases, it makes far more sense for the client business to own and control their online services, and invite their outside professionals to participate. The benefits of working together are still present, and the remote access and mobility aspects benefit the business owners and team members as much as their remote professionals.  The accounting professionals can preserve their working papers and other work product on their own systems, drawing a clear line between their retained data versus that of the client and making a potential future separation much easier to facilitate.

jmbunnyfeet

Make sense?

J